Disclaimer
No warranties
This website is provided “as is” and although Free and Clear, LLC make reasonable efforts to update the information on our site, Free and Clear, LLC make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up-to-date.
The content on Free and Clear, LLC site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on Free and Clear, LLC site.
Accessing the site
Free and Clear, LLC site is made available free of charge.
Free and Clear, LLC do not guarantee that the site, or any content on it, will always be available or be uninterrupted.
Access to the site is permitted on a temporary basis. Free and Clear, LLC may suspend, withdraw, discontinue or change all or any part of the site without notice. Free and Clear, LLC will not be liable to you if for any reason the site is unavailable at any time or for any period.
You are responsible for making all arrangements necessary for you to have access to the site.
You are also responsible for ensuring that all persons who access the site through your internet connection are aware of this disclaimer and other applicable terms and conditions, and that they comply with them.
Limitations of liability
Nothing in these terms of use excludes or limits Free and Clear, LLC liability for death or personal injury arising from Free and Clear, LLC negligence, or Free and Clear, LLC fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.
To the extent permitted by law, Free and Clear, LLC exclude all conditions, warranties, representations or other terms which may apply to the site or any content on it, whether express or implied.
Free and Clear, LLC will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
•use of, or inability to use, the site; or
•use of or reliance on any content displayed on the site.
If you are a business user, please note that in particular, Free and Clear will not be liable for:
•loss of profits, sales, business, or revenue;
•business interruption;
•loss of anticipated savings;
•loss of business opportunity, goodwill or reputation; or
•any indirect or consequential loss or damage.
If you are a consumer user, please note that Free and Clear, LLC only provide our site for domestic and private use. You agree not to use the site for any commercial or business purposes, and Free and Clear, LLC have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.
Free and Clear, LLC will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the site or to your downloading of any content on it, or on any website linked to it.
Free and Clear, LLC assume no responsibility for the content of websites linked on the site. Such links should not be interpreted as endorsement by us of those linked websites. Free and Clear, LLC will not be liable for any loss or damage that may arise from your use of them.
Different limitations and exclusions of liability will apply to liability arising as a result of the supply of any goods by use to you.
Reasonableness
By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.
If you do not think they are reasonable, you must not use this website.
Other parties
You accept that, as a limited liability entity, Free and Clear, LLC has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against Free and Clear, LLC’s officers or employees in respect of any losses you suffer in connection with the website.
Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect Free and Clear, LLC’s officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as Free and Clear, LLC.
Unenforceable provisions
If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.
This website is provided “as is” and although Free and Clear, LLC make reasonable efforts to update the information on our site, Free and Clear, LLC make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up-to-date.
The content on Free and Clear, LLC site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on Free and Clear, LLC site.
Accessing the site
Free and Clear, LLC site is made available free of charge.
Free and Clear, LLC do not guarantee that the site, or any content on it, will always be available or be uninterrupted.
Access to the site is permitted on a temporary basis. Free and Clear, LLC may suspend, withdraw, discontinue or change all or any part of the site without notice. Free and Clear, LLC will not be liable to you if for any reason the site is unavailable at any time or for any period.
You are responsible for making all arrangements necessary for you to have access to the site.
You are also responsible for ensuring that all persons who access the site through your internet connection are aware of this disclaimer and other applicable terms and conditions, and that they comply with them.
Limitations of liability
Nothing in these terms of use excludes or limits Free and Clear, LLC liability for death or personal injury arising from Free and Clear, LLC negligence, or Free and Clear, LLC fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.
To the extent permitted by law, Free and Clear, LLC exclude all conditions, warranties, representations or other terms which may apply to the site or any content on it, whether express or implied.
Free and Clear, LLC will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
•use of, or inability to use, the site; or
•use of or reliance on any content displayed on the site.
If you are a business user, please note that in particular, Free and Clear will not be liable for:
•loss of profits, sales, business, or revenue;
•business interruption;
•loss of anticipated savings;
•loss of business opportunity, goodwill or reputation; or
•any indirect or consequential loss or damage.
If you are a consumer user, please note that Free and Clear, LLC only provide our site for domestic and private use. You agree not to use the site for any commercial or business purposes, and Free and Clear, LLC have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.
Free and Clear, LLC will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the site or to your downloading of any content on it, or on any website linked to it.
Free and Clear, LLC assume no responsibility for the content of websites linked on the site. Such links should not be interpreted as endorsement by us of those linked websites. Free and Clear, LLC will not be liable for any loss or damage that may arise from your use of them.
Different limitations and exclusions of liability will apply to liability arising as a result of the supply of any goods by use to you.
Reasonableness
By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.
If you do not think they are reasonable, you must not use this website.
Other parties
You accept that, as a limited liability entity, Free and Clear, LLC has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against Free and Clear, LLC’s officers or employees in respect of any losses you suffer in connection with the website.
Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect Free and Clear, LLC’s officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as Free and Clear, LLC.
Unenforceable provisions
If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.
Frequently Asked Questions
How is Free & Clear Plan different from my last mortgage company?
We're going to prepare a strategy for you which is not focused on selling you a mortgage and leaving you on your own after that. Other mortgage companies are focused on the one thing they offer, a mortgage.
We're focused on your future and the mortgage is a tool we use to kick start your savings in your Free & Clear Plan.
We're focused on your future and the mortgage is a tool we use to kick start your savings in your Free & Clear Plan.
I don't see an application form on your site.
We do not use an application on our site. We're going to personally meet with you and fill in the application as we talk about your goals and your current finances. We don't treat you like you're a number.
We're here to change your life, not close a mortgage and move on to the next one like other companies do.
We're here to change your life, not close a mortgage and move on to the next one like other companies do.
I'm used to focusing on my rate and payment when I look for a mortgage.
Your mortgage rate is important, but it's only 1 piece of your financial strategy. Your overall interest rate on your entire debt is important too. Your mortgage is a simple interest debt and most or all of it is tax deductible. Your other debts are often more expensive and many are compounded interest. There are several factors we'll look at together to determine how to shave years off of your overall debt and save you more money than you'll ever save through a mortgage alone.
i'm busy and a financial strategy sounds like work and time i don't have.
This is the best part. After you see everything including how much you can save, you'll see how you do not have to do anything yourself to create the savings in your plan.
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