Free and Clear Plan

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Frequently Asked Questions

How is Free & Clear Plan different from my last mortgage company?

We're going to prepare a strategy for you which is not focused on selling you a mortgage and leaving you on your own after that. Other mortgage companies are focused on the one thing they offer, a mortgage.
We're focused on your future and the mortgage is a tool we use to kick start your savings in your Free & Clear Plan.

I don't see an application form on your site.

We do not use an application on our site. We're going to personally meet with you and fill in the application as we talk about your goals and your current finances. We don't treat you like you're a number.
We're here to change your life, not close a mortgage and move on to the next one like other companies do.

I'm used to focusing on my rate and payment when I look for a mortgage.

Your mortgage rate is important, but it's only 1 piece of your financial strategy. Your overall interest rate on your entire debt is important too. Your mortgage is a simple interest debt and most or all of it is tax deductible. Your other debts are often more expensive and many are compounded interest. There are several factors we'll look at together to determine how to shave years off of your overall debt and save you more money than you'll ever save through a mortgage alone.

i'm busy and a financial strategy sounds like work and time i don't have.

This is the best part. After you see everything including how much you can save, you'll see how you do not have to do anything yourself to create the savings in your plan.
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