Free and Clear Plan

Terms.

Terms Of Use

By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trade mark law.

Intellectual Property Rights

All copyrights, trademarks, patents and other intellectual property rights in and on our website and all content and software located on the site shall remain the sole property of our company or its licensors. The use of our trademarks, content and intellectual property is forbidden without the express written consent from the owner of this website.

You must not:

* Republish material from our website without prior written consent.*

Sell or rent material from our website.*

Reproduce, duplicate, create derivative, copy or otherwise exploit material on our website for any purpose.*

Redistribute any content from our website, including onto another website.

Acceptable Use

You agree to use our website only for lawful purposes, and in a way that does not infringe the rights of, restrict or inhibit anyone else’s use and enjoyment of the website. Prohibited behavior includes harassing or causing distress or inconvenience to any other user, transmitting obscene or offensive content or disrupting the normal flow of dialogue within our website.

You must not use our website to send unsolicited commercial communications.

You must not use the content on our website for any marketing related purpose without our express written consent.

Restricted Access

We may in the future need to restrict access to parts (or all) of our website and reserve full rights to do so. If, at any point, we provide you with a username and password for you to access restricted areas of our website, you must ensure that both your username and password are kept confidential.

Revisions

The owner of this website may change these terms from time to time and so you should check these terms regularly. Your continued use of our website will be deemed acceptance of the updated or amended terms. If you do not agree to the changes, you should cease using our website immediately.

If any of these terms are determined to be illegal, invalid or otherwise unenforceable, it shall be severed and deleted from these terms and the remaining terms shall survive and continue to be binding and enforceable.

Limitation of Liability

THE MATERIALS AT THIS SITE ARE PROVIDED “AS IS” WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OF ANY KIND INCLUDING WARRANTIES OF MERCHANTABILITY, NONINFRINGEMENT OF INTELLECTUAL PROPERTY, OR FITNESS FOR ANY PARTICULAR PURPOSE. IN NO EVENT SHALL Free and Clear, LLC  OR ITS AGENTS OR OFFICERS BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION, INJURY OR DEATH) ARISING OUT OF THE USE OF OR INABILITY TO USE THE MATERIALS, EVEN IF Free and Clear, LLC  HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH LOSS OR DAMAGES.

Frequently Asked Questions

How is Free & Clear Plan different from my last mortgage company?

We're going to prepare a strategy for you which is not focused on selling you a mortgage and leaving you on your own after that. Other mortgage companies are focused on the one thing they offer, a mortgage.
We're focused on your future and the mortgage is a tool we use to kick start your savings in your Free & Clear Plan.

I don't see an application form on your site.

We do not use an application on our site. We're going to personally meet with you and fill in the application as we talk about your goals and your current finances. We don't treat you like you're a number.
We're here to change your life, not close a mortgage and move on to the next one like other companies do.

I'm used to focusing on my rate and payment when I look for a mortgage.

Your mortgage rate is important, but it's only 1 piece of your financial strategy. Your overall interest rate on your entire debt is important too. Your mortgage is a simple interest debt and most or all of it is tax deductible. Your other debts are often more expensive and many are compounded interest. There are several factors we'll look at together to determine how to shave years off of your overall debt and save you more money than you'll ever save through a mortgage alone.

i'm busy and a financial strategy sounds like work and time i don't have.

This is the best part. After you see everything including how much you can save, you'll see how you do not have to do anything yourself to create the savings in your plan.
Free and Clear Plan
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