Terms & Conditions
Terms and Conditions
Welcome to our website. If you continue to browse and use this website you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern this website’s relationship with you in relation to this website.
The term ‘this website’ or ‘us’ or ‘we’ refers to the owner of the website. The term ‘you’ refers to the user or viewer of our website.
The use of this website is subject to the following terms of use:
The content of the pages of this website is for your general information and use only. It is subject to change without notice.
Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
All trade marks reproduced in this website which are not the property of, or licensed to, the operator are acknowledged on the website.
Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence.
From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
You may not create a link to this website from another website or document without this website’s prior written consent.
Welcome to our website. If you continue to browse and use this website you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern this website’s relationship with you in relation to this website.
The term ‘this website’ or ‘us’ or ‘we’ refers to the owner of the website. The term ‘you’ refers to the user or viewer of our website.
The use of this website is subject to the following terms of use:
The content of the pages of this website is for your general information and use only. It is subject to change without notice.
Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
All trade marks reproduced in this website which are not the property of, or licensed to, the operator are acknowledged on the website.
Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence.
From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
You may not create a link to this website from another website or document without this website’s prior written consent.
Frequently Asked Questions
How is Free & Clear Plan different from my last mortgage company?
We're going to prepare a strategy for you which is not focused on selling you a mortgage and leaving you on your own after that. Other mortgage companies are focused on the one thing they offer, a mortgage.
We're focused on your future and the mortgage is a tool we use to kick start your savings in your Free & Clear Plan.
We're focused on your future and the mortgage is a tool we use to kick start your savings in your Free & Clear Plan.
I don't see an application form on your site.
We do not use an application on our site. We're going to personally meet with you and fill in the application as we talk about your goals and your current finances. We don't treat you like you're a number.
We're here to change your life, not close a mortgage and move on to the next one like other companies do.
We're here to change your life, not close a mortgage and move on to the next one like other companies do.
I'm used to focusing on my rate and payment when I look for a mortgage.
Your mortgage rate is important, but it's only 1 piece of your financial strategy. Your overall interest rate on your entire debt is important too. Your mortgage is a simple interest debt and most or all of it is tax deductible. Your other debts are often more expensive and many are compounded interest. There are several factors we'll look at together to determine how to shave years off of your overall debt and save you more money than you'll ever save through a mortgage alone.
i'm busy and a financial strategy sounds like work and time i don't have.
This is the best part. After you see everything including how much you can save, you'll see how you do not have to do anything yourself to create the savings in your plan.
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